GET A HARD MONEY LOAN
DIRECT FROM BRAD!

GREATER PHOENIX ARIZONA AREA
& SURROUNDING COMMUNITIES

• Owner Occupied (you intend to live in the home)
• Investor Fix and Flip Loans
• Transactional Funding
• Loans Including Renovation Costs
• Investor Longer Term Hold Loans
• Loan Amounts $25,000 to $250,000 (up to $500K on multi- family complex)
• 6 Month to 8 Year Terms

Foreclosure?      Short Sale?      “discharged” Bankruptcy?      …. OK !
ITIN# OK!      NO “established credit”      …. OK !

Requirements for INVESTORS:

• 30% cash DOWN PAYMENT or more (Up to 70% LTV or ARV)
• Bank statement showing down payment funds and other available working capital. Copy of IRA or 401(k) statements if applicable.
• Copy of lease(s) if applicable
• Copy of Purchase Contract
• Valid ID
• Appraisal and title report (ordered by eMortgage Inc.)
• 3 to 5 day funding

Requirements for OWNER OCCUPIED (you intend to live in the home):

• 30% cash DOWN PAYMENT, possible 20% cash down with EXCEPTIONS or ALTERNATIVE
• Bank statement showing down payment funds. Copy of IRA or 401(k) statements if applicable.
• Proof of income: 60 days of paystubs, last two years federal tax returns and W-2’s or 1099’s, or if self employed, 12 months of bank statements , if paid in cash a letter from employer or 12 months bank statements
• Copy of Purchase Contract
• Valid ID
• Appraisal and title report (ordered by eMortgage Inc.)
• Loans can usually be funded 7 to12 days from application

Most loans have NO PREPAYMENT PENALTY!

Call 480.948.0880 or fill out our 5 minute, simple ONLINE LOAN APPLICATION.