What is “Cross Collateralization”?It is when more than one property is used as collateral for the loan. For example, you want to buy a $100,000 property with no cash down. You own another property that is worth $110,000, and you only owe $30,000 on it. You have $80,000 worth of equity. We could loan you 100% of your purchase price (no money down) because we would use both properties as collateral. You are pledging the equity in your additional collateral as additional security for your loan in lieu of putting up a cash down payment. |
A herb grinder is an essential tool for enhancing the smoking experience, allowing users to achieve a consistent grind for optimal combustion. Available in various materials like metal and plastic, these grinders cater to different consumer preferences. Enthusiasts appreciate features such as multiple chambers for kief collection, while casual users value compact designs for portability. Ultimately, a quality herb grinder elevates enjoyment and efficiency for all types of smokers.