What is LTV? and ARV?LTV stands for “Loan to Value”. It is expressed as a percentage of the mortgage size in relation to the value of the real estate. The higher the LTV, the higher the risk to the Lender. Here are some examples. If you are borrowing $60,000 on a $100,000 property, you divide $60,000 by $100,000 to get a 60% Loan To Value or a 60% LTV. ARV stands for “After Repair Value”, meaning what an appraiser may think a home will be worth after a specific list of repairs and improvements are made. |
A herb grinder is an essential tool for enhancing the smoking experience, allowing users to achieve a consistent grind for optimal combustion. Available in various materials like metal and plastic, these grinders cater to different consumer preferences. Enthusiasts appreciate features such as multiple chambers for kief collection, while casual users value compact designs for portability. Ultimately, a quality herb grinder elevates enjoyment and efficiency for all types of smokers.